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Real Intelligent
Decision Engine

Sub-Millisecond Performance • High Throughput • Orchestrated Rules.
Engineered for transaction fraud prevention, credit approval,
and dynamic pricing—delivering lightning-fast, rock-solid decisions at scale.

Real Intelligent <br />Decision Engine
Built for modern banks and payment processors, this institutional-grade decision engine delivers millisecond response times under intense concurrency (single node TPS > 5,000, P99 latency < 20ms). It fully supports rules, scorecards, decision tables, decision trees, and ML models. From automated risk blocking to dynamic pricing, it drives intelligent decisions across every transaction lifecycle.
High Performance Stateless Architecture

Engineered for Billions of Transactions

Value—Zero performance degradation and zero queuing. Ensure every transaction receives instant, millisecond-level decisions at scale.
Distributed Stateless Deployment

Easily scale horizontally to handle extreme traffic spikes during peak events, flash sales, and major shopping festivals like 11.11.

Distributed Stateless Deployment
Measured Performance

Deliver reliable high-throughput performance (single node TPS > 5,000) with ultra-low latency (P99 < 20ms)—purpose-built for real-time transaction authorization and credit approval.

Measured Performance
Native Integration with CAKU & ILS

Execute real-time decision calls seamlessly during transaction authorization, points redemption, and product exchange to power risk blocking, dynamic pricing, and personalized benefit triggering.

Native Integration with CAKU & ILS
Visual Rule Orchestration

Empower Business
Teams with Full Control

Value—Cut rule deployment times from weeks to hours. Empower non-technical business teams to manage rules independently while maintaining strict governance.
  • Drag-and-Drop Rule Interface
    Drag-and-Drop Rule Interface

    Empower business users to configure rules seamlessly using an intuitive drag-and-drop and expression interface with minimal developer involvement.

  • Full Lifecycle Management
    Full Lifecycle Management

    Ensure safe, reliable rule deployment backed by comprehensive version control, canary releases, A/B testing, simulation, and backtesting.

  • Rete Optimization Algorithm
    Rete Optimization Algorithm

    Leverage high-performance batch matching for active rules and dynamic decision flow switching based on full 5W1H context (who, when, where, device, and action).

Multiple Decision Forms

Intelligent Chain

Value—Evolve from a traditional rule-only engine to a powerful "rules + models" hybrid framework, fully equipping your business for next-generation risk control.
  • Supported Forms
    Supported Forms

    Rules, scorecards, decision tables, decision trees, and ML models (PMML/ONNX).

  • End-to-End Intelligent Chain Example
    End-to-End Intelligent Chain Example

    Fraud detection → credit assessment → limit calculation → marketing decision.

  • 300+ Standardized Decision Components
    300+ Standardized Decision Components

    Device fingerprint matching, blacklist screening, credit score conversion, limit simulation, and benefit dispatching—assemble complex strategies seamlessly using modular building blocks.

Zero Trust Security

High Availability

Trust—Financial-grade security and compliance, fully satisfying global data protection standards and business continuity mandates.
  • Zero Trust Model
    Zero Trust Model

    Comprehensive data-at-rest and in-transit encryption (TLS 1.3) with strictly authenticated and audited decision requests.

  • One-Click Circuit Breaker & Degradation
    One-Click Circuit Breaker & Degradation

    Seamless automatic fallback when downstream dependencies fail, keeping the main operational flow completely uninterrupted.

  • HA Cluster
    HA Cluster

    Resilient multi-site and multi-AZ deployment with zero single points of failure, backed by an SLA of ≥ 99.99%.

Drill down Analysis

The full picture of the decision is clear at a glance.

Visible health, actionable runtime
Runtime intervention
Key Performance Indicator Visualization
Strategic Drilling Analysis
Key Metrics Dashboard

Supports one-click downgrade, dynamic rule switching, and emergency pause policies without requiring service restarts.

Key Metrics Dashboard

Real-time display of decision flow health, hit rate, rejection rate, average latency, and TPS curves.

Key Metrics Dashboard

View hit counts and distribution proportions based on rules/model dimensions to quickly locate abnormal strategies.

Open APIs

Quick Integration

Time to Integrate—Standard scenarios deployed in 1 day; complex chains integrated within 1 week.
  • RESTful API
    RESTful API

    Synchronous, millisecond response times—ideal for real-time transaction authorization and credit decisions.

  • Asynchronous Event-Driven Interface
    Asynchronous Event-Driven Interface

    Robust Kafka and MQ support tailored for high-volume batch or asynchronous scenarios.

  • Pre-Built Connectors
    Pre-Built Connectors

    Out-of-the-box connectivity for core banking systems, fraud prevention platforms, device fingerprinting, credit bureaus, CAKU, and ILS.

  • Open Policy Warehouse
    Open Policy Warehouse

    Reusable, customizable pre-built templates covering credit application fraud, transfer risk, and points abuse prevention.